Thank you Lionel fan for taking time to give me a tip and even to show me some pictures. Three of the images are not coming through for some reason, but I will check out the idea of using the LED strips. I think my transformer is 16 volts, not 12 volts, though.
So far for my little village I have ordered Smalltown USA, DPM and Cornerstone. I like DPM best of the three. For one thing, the architectural style of the buildings is more esthetically pleasing. One of the walls on the Smalltown model lacked distinct detailing for the brick, as if the mold had gone bad.
Dave S, thanks for the calculating links. I’ll have to figure out how to use them, but they will be very helpful. It’s amazing to me what a beginner has to learn to build a model railroad but I’m sure having a lot of fun! Truly this is the world’s greatest hobby.