So, I've been looking into stuff for a house recently. I can get a 6.25% loan, so far pre-approved for $345k. I've found a few "viable" homes so car, here in San Diego. One in particular was built in 1952, its a two story, on about 1/4 an acre (which is big for SD, from what I've seen for far, most lots here are around 1/8 of an acre). No garage, but no matter, I want a fully integrated room, not a garage for my trains. Best part, its only $260k, which leaves me a good $75k for the add-on, to start my train layout!