Ken, that actually worries me a lot! California just passed a law requiring the insurance companies to report cancellations of policies. This way if there's an accident you don't have to be worried about it. Though, in my mind, I prefer Michigan's "No Fault" insurance, so no matter who caused the accident, or if someone was driving w/o insurance, your insurance covers you & your car and nothing more.
I might have slightly exaggerated but it's basically true. Some have third party insurance which covers you if you hit someone else but doesn't cover your own car.
Some folk don't even insure their homes
Ken.
