Running Bear's July 2025 Coffee Shop
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What your CU is doing sounds similar. The one I belong to is the opposite. I Locked the card to prevent bogus charges. Credit Unions are not what they used to be...
We never had such things when I was in school but around here, at least for HS, they seem to do it. We did t do it for my son (class of 21) who graduated from a charter school. I don’t think he cared. But I’m sure my daughter will want the sign. She is now at the local HS.
since we had the main party the Saturday after and we had the sign by then. The same printing place did the Class of
2025 shirts for their retreat day and they had them on time, barely but they were here for it. Both were ordered on the
same form and paid for at the same time.
and I have seen a few banners for college, but not many of them.
I opened checking and savings accounts with Capital One back when I posted about this to begin with. The savings account pays 4%, and no fees to checking. I added $10 to each account from my credit union to get things started. The savings account money populated right away, and I'm still waiting for the transfer to checking. After probably ten days. They said it'll probably be complete by the 9th of July.
I guess the search for an acceptable financial institution continues...
By latest count there are six commercial banks and one credit union remaining in our township of 60K people. That's a 50% reduction from five years ago. Of the commercial banks two are "Savings Bank"s, and two are US operations of Foreign Banks, (One Spanish, one Canadian). The credit union has the highest minimums and the highest fees of the seven. I use the Canadian Bank, they are the least offensive of the bunch, but I find myself doing more banking functions within my brokerage account, on line.
Seriously, I don't know what the answer is....staying clear of political overtones, because both majors are at fault, in my view.
Some banks are offering any where from $300 to $500 for your checking business, with a companion savings account, no fees if you have a minimum monthly direct deposit from your employer. Sounds good, but read the fine print.
Is your credit Union delaying the transfer to checking until July 9th? A bank to bank transfer? Or is it your new banker? They are probably blaming the three day Holiday weekend and possibly the Patriot Act. (Banks like to hide behind that).
I receive four or more direct deposits a week and make one to three transfers a month. Both banks have always been consistent, like clockwork.
I have no idea what is going on with your transfer. I would suspect something with your credit union. But I can't say for sure.
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Boris
Beach Bum
My son was a member of the Pensacola NAS Credit Union, and had a Visa card with them. He was deployed to Iraq, over Christmas and attempted to buy a gift for his mother through a Jacksonville NC jeweler. PennFed refused to process his transaction and locked his card, because he didn't call and advise them he was out of the country. (This is a military populated CU)..... No amount of intervention swayed the CU.
What your CU is doing sounds similar. The one I belong to is the opposite. I Locked the card to prevent bogus charges. Credit Unions are not what they used to be...
Boris
Beach Bum
You're in "N" scale, aren't you? I was referring to HO. They are more restricting than Walthers Shinohara Code 70 #4s that I use in industrial situations. That's why I stick with #5 and #6 switches in Code 70, and #6 when using Uni-track.
Boris
Beach Bum
It wouldn't surprise me. KATO has so many neat "N" track products. In HO, the #4s remind me of Lionel O-27 or Atlas 18" Snap Switches. BTW: The #6 Ho Uni-track switch that is powered is slightly different from the non powered. Not exact exchanges, fractional differences. I prefer the non powered for performance.
Boris
Beach Bum
The IV was for the Contrast for whatever they were looking for.
Boris
Beach Bum
Happy Birthday! Donuts look great!
chadbag
Well-Known Member
Did you ask for your money back?Yea, her 8th grade graduation yard sign came 2 days after graduation.
We never had such things when I was in school but around here, at least for HS, they seem to do it. We did t do it for my son (class of 21) who graduated from a charter school. I don’t think he cared. But I’m sure my daughter will want the sign. She is now at the local HS.
migalyto
Well-Known Member
No, I figured I figured either someone got the order in late, or the place doing them was swamped. It didn't matter much
since we had the main party the Saturday after and we had the sign by then. The same printing place did the Class of
2025 shirts for their retreat day and they had them on time, barely but they were here for it. Both were ordered on the
same form and paid for at the same time.
We didnt either. These started showing up a few years ago all around town. I guess they now do it for 8th grade, high school
and I have seen a few banners for college, but not many of them.
santafewillie
Same Ol' Buzzard
They had it for HS football players/teams around here for a while. Until burglars got smart and went looking for houses with the signs on football nights and helped themselves. HS football is a big thing in Texas and the whole household and neighborhood went to the games, leaving empty homes. And to this day, a lot of folks still leave their houses unlocked.
This is the same credit union that has suddenly decided to stop paying interest, start charging me monthly fees, and add a bunch of "features" I will never use.
I opened checking and savings accounts with Capital One back when I posted about this to begin with. The savings account pays 4%, and no fees to checking. I added $10 to each account from my credit union to get things started. The savings account money populated right away, and I'm still waiting for the transfer to checking. After probably ten days. They said it'll probably be complete by the 9th of July.
I guess the search for an acceptable financial institution continues...
BTW, after being disappointed over several recent laptop purchases, for one reason or another, I finally decided to stop cheaping out. I took advantage of a sale at my local Big Box electronics emporium and purchased a new Lenovo Yoga 9i Aura 14. I got the 3K, not the 4K, version. It was pricey, but it seems to be "you get what you pay for".
troyphoto
Snarky Old Fart (in training)
Well howdy there internet peeps that thrilled to be alive.
It's Troy again.
Birthday celebration continued with a trip to Outback Steakhouse. I got my sirloin, wife got the grilled chicken. But she did the three course meal, and was able to bring half of her chicken home for lunch tomorrow. I only get a 6oz sirloin and veggies with a salad. No left overs for me. Wife upgraded the included dessert to a chocolate thunder from down under for an extra $3, and we shared!
That's some sort of chocolate powder on the ice cream. I didn't taste cinnamon, so I figure it was chocolate - today is international chocolate day, so we had to get the chocolate thunder!
Once home, I whipped up some orgeat and demerara syrups for making tiki drinks. Then made a birthday mai tai (one for the wife as well)
Yes, I added Mango juice to make it last longer. Otherwise it's one of the original Mai Tai recipes I've written into my drink recipe book.
It's Troy again.
Birthday celebration continued with a trip to Outback Steakhouse. I got my sirloin, wife got the grilled chicken. But she did the three course meal, and was able to bring half of her chicken home for lunch tomorrow. I only get a 6oz sirloin and veggies with a salad. No left overs for me. Wife upgraded the included dessert to a chocolate thunder from down under for an extra $3, and we shared!
That's some sort of chocolate powder on the ice cream. I didn't taste cinnamon, so I figure it was chocolate - today is international chocolate day, so we had to get the chocolate thunder!
Once home, I whipped up some orgeat and demerara syrups for making tiki drinks. Then made a birthday mai tai (one for the wife as well)
Yes, I added Mango juice to make it last longer. Otherwise it's one of the original Mai Tai recipes I've written into my drink recipe book.
Boris
Beach Bum
As banks continue to seek out higher fees from consumer accounts, while at the same time cutting costs, by closing local branches, consumers seem stuck in the middle.
By latest count there are six commercial banks and one credit union remaining in our township of 60K people. That's a 50% reduction from five years ago. Of the commercial banks two are "Savings Bank"s, and two are US operations of Foreign Banks, (One Spanish, one Canadian). The credit union has the highest minimums and the highest fees of the seven. I use the Canadian Bank, they are the least offensive of the bunch, but I find myself doing more banking functions within my brokerage account, on line.
Seriously, I don't know what the answer is....staying clear of political overtones, because both majors are at fault, in my view.
Some banks are offering any where from $300 to $500 for your checking business, with a companion savings account, no fees if you have a minimum monthly direct deposit from your employer. Sounds good, but read the fine print.
Is your credit Union delaying the transfer to checking until July 9th? A bank to bank transfer? Or is it your new banker? They are probably blaming the three day Holiday weekend and possibly the Patriot Act. (Banks like to hide behind that).
DeaconKC
Well-Known Member
Well, it's been busy around here with my Nephew getting ready to move here from Alabama and found out today that one on my g'nieces will be staying with us from this weekend as she is starting volleyball practice with her new school next week. She's a great kid, so it will be nice having her here.
Bruette
Well-Known Member
It is great to see you posting again!Hello Flo and gang!!!
I'm still alive. Life has taken most of my time.
Looking forward to circling back to the model railroad world.
Bruette
Well-Known Member
My transfers between M&T Bank to/from Capital One usually take three business days. My transfers between my Capital One accounts are instant. Direct deposits to M&T show up after 9am the same day. Capital One direct deposits post after 2pm the same day. Unless like Friday, it is a holiday. Then they both post after 9am the next business day, in this case Monday.
I receive four or more direct deposits a week and make one to three transfers a month. Both banks have always been consistent, like clockwork.
I have no idea what is going on with your transfer. I would suspect something with your credit union. But I can't say for sure.
Bruette
Well-Known Member
Good morning, Everybody!
My Birds had the night off. I hope to see them continue their three-game winning streak tonight against the Mets.
I'm watching Sunday's Phillies vs the Reds game. The Phillies' starter Zach Wheeler pitched a complete game. He faced one more than the minimum hitters in the Phillies 3-1 victory and he never pitched out of the stretch all day!
I love watching a Cy Young candidate at the top of his game. Former Oriole and Phillie, Austin Hayes accounted for the Reds one run when he hit a solo homerun. Make one mistake to an MLB hitter and you will often be sorry.
One through nine these guys can all hit. There is nowhere in the lineup for a pitcher to coast in modern baseball. Baseball players have never been better. Which makes Wheeler's performance even more impressive.
Have an enjoyable day Everybody!
My Birds had the night off. I hope to see them continue their three-game winning streak tonight against the Mets.
I'm watching Sunday's Phillies vs the Reds game. The Phillies' starter Zach Wheeler pitched a complete game. He faced one more than the minimum hitters in the Phillies 3-1 victory and he never pitched out of the stretch all day!
I love watching a Cy Young candidate at the top of his game. Former Oriole and Phillie, Austin Hayes accounted for the Reds one run when he hit a solo homerun. Make one mistake to an MLB hitter and you will often be sorry.
One through nine these guys can all hit. There is nowhere in the lineup for a pitcher to coast in modern baseball. Baseball players have never been better. Which makes Wheeler's performance even more impressive.
Have an enjoyable day Everybody!
Kusojiji
RANK AMATEURS OF THE MODEL RAILROAD FORM MEMBER
Thanks! I know it took a while to go in as they started rubbing my arm in the direction towards my shoulder to get it to flow faster...
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