santafewillie
Same Ol' Buzzard
Good Morning All. Clear and 26°, warming back up to the 50's again today, may even hit 60°.
Nothing special about yesterday's grocery trek, picked up some BBQ to go on the way home to enjoy for lunch.
Today sees a return of the lumberjacks, who promised to bring the heavy-duty chipper with them. I'm mainly trying to get the front 1.25 acres cleared before spring. I'm not too concerned with the back-40.
Out in the train shed yesterday, it was nothing but run trains. Among other things, I broke-in the new GP9M
One of the highlights from the Texas Northern model railroad is the expansive steel mill that occupies an area about 3.5' x 25' along one corner.
This is just half of the whole mill, more tomorrow.
Karl - In doing our research, we found the following regarding Medicare. Remember that every person and situation can be different. Contrary to what I posted yesterday, there is a penalty for Parts A, B, & D. It follows a formula that I don't remember and it is based on how long after you're eligible that you wait to sign up. If your already covered by another plan, than Medicare becomes your primary coverage and your existing insurance becomes secondary, or supplemental. If I had still been working at my company when I signed up for Medicare, my coverage and premium with the employer plan would have been reduced considerably. There could be a gap to fill if your wife is covered but not on Medicare. For my case, the total cost would have been close to the same as having a supplemental policy to my Medicare. That's to the best of my memory from 7 years ago.
As others have posted, avoid anything with "advantage" in the title. Bill T is the only one that I know that is happy with it.
Just read your follow-up post regarding being covered by your wife's policy. You should sign up for Medicare immediately upon being eligible. Her policy may have provisions for reducing your coverage and payments. Best to start the conversation with them now.
Todd - I like the 'get up and do what I want' part of retirement as well. But I get sidetracked easily. I may set out to do one thing, and do a half dozen others before I get back to the original task.
Bob - Best wishes for Hammy.
From my house, it's just three turns to get to Texas Motor Speedway, although it's 41 miles! I stopped going because of my hearing deterioration.
Everyone have a fabulous Friday.
Nothing special about yesterday's grocery trek, picked up some BBQ to go on the way home to enjoy for lunch.
Today sees a return of the lumberjacks, who promised to bring the heavy-duty chipper with them. I'm mainly trying to get the front 1.25 acres cleared before spring. I'm not too concerned with the back-40.
Out in the train shed yesterday, it was nothing but run trains. Among other things, I broke-in the new GP9M
One of the highlights from the Texas Northern model railroad is the expansive steel mill that occupies an area about 3.5' x 25' along one corner.
This is just half of the whole mill, more tomorrow.
Karl - In doing our research, we found the following regarding Medicare. Remember that every person and situation can be different. Contrary to what I posted yesterday, there is a penalty for Parts A, B, & D. It follows a formula that I don't remember and it is based on how long after you're eligible that you wait to sign up. If your already covered by another plan, than Medicare becomes your primary coverage and your existing insurance becomes secondary, or supplemental. If I had still been working at my company when I signed up for Medicare, my coverage and premium with the employer plan would have been reduced considerably. There could be a gap to fill if your wife is covered but not on Medicare. For my case, the total cost would have been close to the same as having a supplemental policy to my Medicare. That's to the best of my memory from 7 years ago.
As others have posted, avoid anything with "advantage" in the title. Bill T is the only one that I know that is happy with it.
Just read your follow-up post regarding being covered by your wife's policy. You should sign up for Medicare immediately upon being eligible. Her policy may have provisions for reducing your coverage and payments. Best to start the conversation with them now.
Todd - I like the 'get up and do what I want' part of retirement as well. But I get sidetracked easily. I may set out to do one thing, and do a half dozen others before I get back to the original task.
Bob - Best wishes for Hammy.
From my house, it's just three turns to get to Texas Motor Speedway, although it's 41 miles! I stopped going because of my hearing deterioration.
Everyone have a fabulous Friday.
