Running Bear's Coffee Shop July 2024


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Smudge617 said:
We had the same problem when my eldest was in University (Psychology??????) concerning books, but most can be found online and are free to download, so we just downloaded the chapters she needed, saved a ton of £££££
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Unfortunatelly my ex was not able to get what she needed on line. She was stuck having to buy used textbooks at a high price. But compared to the loans which she got us both in, that was a small price to pay. My very close friends younger sister chose to become a veterinary. She is stuck with over $200K of loans and angry as f..k.
 
KriegslokBR52 said:
Colleges anyway are just a big scam now and kids are told plain lies about it.
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I respectfully disagree. Colleges themselves are not always a scam. College administrations are a bloated overpaid scam. I looked up some examples from the local to me University of North Texas.
President makes $505,000/year. I would do that job at half that salary.
Some of the administrative jobs are: Director: Payment Card Industry (PCI) Compliance program; Sr. Associate Vice President for University Brand Strategy and Communications???
Fortunately the Texas legislature passed and the governor signed into law, a bill outlawing all DEI offices and programs in all state colleges and universities.

However among the 114 degrees one can study are:
Consumer Experience Management program
English as a Second Language Master's degree
Ethnomusicology Master's
Event and Tourism Management degree
Furnishings and Decor Merchandising degree
GeoPhoto: Imaging Technology and Visualization degree
LGBTQ Studies Minor
Sport Entertainment Management Degree
Body, Place, and Identity History Ph.D.

These seem to be scams.

I hardly think that any of these degrees will get you a job paying enough to pay back your six figure loans! Most of the other 114 degrees are legitimate.

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Speaking as a former adjunct.... the professors and lower staff are screwed in the university system. I was in a school that treated their adjuncts decently. But not all do.

As for the banning of DEI, that's a political discussion, so I'll stay silent.
 
Trains guys, Trains!!!
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TLOC said:
The Celtics and the family who own them were fully aware of what the tax issues would be. They should have prepared!

The Wrigley’s who owned the Chicago Cubs had to sell the cubs years ago because of taxes and inheritance. Why didn’t they prepare properly? At the time I believe it was Bill jr who said until then the family had never worried about taxes. The question was why and the response was we pay as a family very few taxes and never thought of it

Personally, tough luck Celtic owners. Your will receive what say $5 billion and owe $2 billion. $3billion is still a heck of a return on the price they paid to buy the team. Plus all the family salaries I’m sure that were on the Celtic payroll.

It’s not a sad government regime, taxes are the law. As billionaires many will pay less taxes than most of us do
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No, it is a sad regime. Taxes being the law does not contradict that. (In fact it supports it because the government regime enforces its power through laws).

The fact that they have to sell due to taxes and inheritance tells me they have a problem already and have to sell to solve that problem (not that they'll have a problem when someone dies or whatever).

Government should not be able to tax you out of your property. That's immoral. (And that's what, for example, property tax does). There are way to many taxes and ways for the government to confiscate wealth. And it's wrong.
 
KriegslokBR52 said:
Most of them are scams because of how they are run. So called "college proffesors" take vacations or just "time off" forcing students to extend their stay, or in case my ex's a change of course. The financial sector which is a huge number of people in college, sets up loans which have very high percentage (an example which i already gave). My ex was asking me to help her with tests many times, because the books are written by imbecils. And that's another expense. The material in books is just plain nonsense written like any small print government contract- you can't even tell what you're reading. I'll give you an example which stuck in my head, because i've got litterary pissed off reading it; one question in her history subject (internet test) went like this: "Why there are no colonies after World War II? Basically a lie written into a question, no wonder young people can't even answer simple questions when people like Jay Leno decide to head for the streets with a microphone.
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Most of them are not scams. Not everything is an ivy league or equivalent cesspool of wokeness nor are they all commercial "colleges" running tuition scams. There are a lot of community and state level (and non high level private) colleges that teach a lot of good subjects and do it well.

The problem is that the culture tells people they have to go to college and there is no other way. That's not the existence of the college/university's fault that we have a billion gender studies, communications, and other useless degrees being earned. It's the people who choose those and the society that encourages it. Those same colleges and universities also educate the mathematicians, statisticians, engineers, doctors, lawyers, etc that help society. Despite the mystic of the "accepted wisdom" that computer programmers are all self taught in their parents basements, most aren't. While they may have learned simple programming as a hobby, they learned disciplined thinking earning their degree. Same with the electrical engineers who designed your phone and computer, the civil engineers who design the bridges and buildings, and the chemical engineers who create processes for modern manufacturing etc (using chemicals). The stuff that makes the world go around.

it is very true there are lots of good and honorable and valuable (and lucrative) trades out there that we all need that need good people learning them and working in those fields. And it's a shame that "society" has pushed the college narrative so much that the imbeciles go to college and rack up debt and then we let them off and support them.

This does not mean that the colleges and universities don't play along with the money dispersers. One Econ 101 truth is that prices will rise to capture the available money. In other words, if you have too much money for the amounts of goods and services being made available, those goods and services will rise in price to capture that money. This is the basis of inflation (and is what we've seen the last few years -- not so-called greedflation and stuff which is hogwash economically). The more cheap and free money the government puts out there for college help, the more prices will rise for a college education because the prices will rise to capture this free money. The colleges and universities administrations certainly play their part in the rising costs of the education.

None of this makes college itself a scam however. When we piss in the spring that doesn't make the spring itself bad, just the water we pissed in. Same with college. The college is not bad even if we mis-use it.
 
migalyto said:
I always thought there should mandatory classes in High School on investing, fiscal responsibility, etc....

Maybe other people think differently, but I would think its a good idea.

But, whether most of the students would listen is a whole other debate!
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There was a headline that HS students in California will soon be required to take a basic financial literacy class to graduate. I had to lagh. I.m pretty sure that we've had that requirement in Utah for a while as my son took at least one if not two such classes in middle and HS and my daughter has one coming up this coming year. But it's really something parents should be teaching their kids. Both directly as well as through example (both methods, not either/or)
 
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