A old Model Railroader once said many years ago buy your big ticket train items while you are working and making good money so like where I’m at now in my life a little more fixed budget and putting more into savings you will not struggle to buy what you want and he was right I did just that got nice expensive O Scale Power units and all my rolling stock I wanted years ago now I’m set to enjoy them without having to buy that stuff. I’m well satisfied with what I have.