Chip's right......the train length, number of loco's on the point (or cut in the middle / pushing), the drag of the cars (weight of cars and friction of trucks), and whether your loco's are traction tire equipped will have lots to do with your answer.
2% is a good max, but you can go more by altering one or more of the above factors.
You could also assume that all trains from staging are coming from and going to helper zones. This way all trains going to or coming from staging have extra pulling power added to them. If your layout is large enough you could bring them up from staging, cut the extra power at a small yard, then work the layout. When it's time to go back to staging the trains either go to the same yard or even better, another yard to have more loco's added to the consist before the go to staging.