Your point is well taken. I run the "wide box" Kadees on my longer cars, the 85' and 86' rolling stock. On the cars that run talgos, I have change wheels, which I found to help their reliability. Using insulated metal wheels has been a god send. Using higher quality wheels also helped with he cars tracking though the myriad of switches on my layout.
Realism is one of those things that I try to achieve. However, I do, at times, sacrifice it for operation. I prefer to be able to run the trains rather than look at them because the fail to run on the layout. Oddly, with over 800 units, I have been fortunate that little work, on my part, is needed to keep the "road" going. Couplers are all Kaddee and wheelsets are either Kadee or Atlas. Sometimes just changing out axles achieve the desired results.
I have not had many problems at all when using Talgos due to their quality other than the afore mentioned fixes. Many Manufacturers, such as Life-Like, Tyco, Model Power, use Talgos. At the sake of sounding like a "basher", these units are not much more than "toy grade". I do have some products manufactured by these companies, but have made the necessary adjustments to bring them up to par.
I do not consider myself a "rivet counter". I like the trains to look as close to realistic as possible, but will pass on realism for operation.
I agree that if one relishes the longer cars one needs to get a bigger layout with larger radius turns. I have a large yard with #4 and #6 turn outs, wyes and such. Looks relatively realistic with smaller cars, but sometimes, given a certain view the 86-footers do look a bit odd traversing the switches and turnouts.
Bob