Running Bear's July 2023 Coffee Shop

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Good morning from a still crispy morning in So. Central WIsconsin. It is a cold 64f degrees now and only 59 at the 5:20AM start to the walk. I started the walk in the neighborhood. I headed to the post office which is a mile away, over past (did not stop) the McDonalds to one of the State’s walking trail/bike system things. Heading north went another mile or so. Popped into a connecting neighborhood and found my way through that to the current neighborhood. Just under 15,000 steps per my IPhone health app! I kept my light jacket on the whole time. Normally after the 1st mile I am warmed up and don’t need it. Chilled the whole time from start to actually getting into the shower. I hope I’m not getting sick…

The plan today is just get some out of the house time together with Terry. We are still having major issues getting appliances for the new kitchen. We had cancelled the orders in May and we have 3 stores we are going to visit with tape measures this afternoon and tomorrow. But this morning at 11 we are heading to a closed restaurant that is being remodeled and their appliances are for sale. Someone in Terry’s horse riding Crew has a family member who is a chef and is redoing her restaurant. If we can find a stove close enough (finally) to fit Terry’s now modified wants the cabinet maker will adjust the surrounding cabinets.

The countertop guy has everything cut except for the area around the stove. Prospects of finally moving in are getting better. New furniture ordered in January and February are due the 2nd week in August. The bedrooms are ready for furniture. The owner’s suite (politically correct BS on the plans says it’s no longer the “master” suite) is ready but we are using that stuff here. Except for the kitchen and 2 bathrooms the house is ready for us. Those bathroom fixtures should be installed next Tuesday and the contractor said he scheduled the tile guys for Thursday and Friday. Without a finished kitchen though the building inspector will not sign off for occupancy. The contractor is hoping to do a checklist walk through August 12th. Much better than sometime in October a couple months ago. I said goodbye to my golf simulator yesterday. It was disassembled to be moved to the new place. They will start to install it Monday and hopefully it will ready on Wednesday.

The landscapers crew was here this past week. They did some cleanup and prep work for the grassy areas. They checked the irrigation system and told Terry the hydro seeding crew will be out in the next couple weeks. Nothing for us to do except stay out of their way. They will show when they have time. They can seed now instead of the scheduled November because we have water available.

Finally the train room and slot track. The daughter and her best friend have 70% of the framework installed. The building inspector ok’d installation in the lower level as he is calling it “non essential construction”. The friend for her helping efforts is getting a slot track built by me with lots of their help. The design has been done and the framing materials cut. She also has the 23/32” plywood sanded one side on order from a local lumber yard. HD was a total pain to deal with and couldn’t tell us the number of ply. Menard’s who I hate but they were much more accommodating except for lead times for 6 sheets. The local lumber yard was great and will deliver to her house and unload into the garage. They also will take back anything unused if not cut. I always order extra sheets, in this case 2. Everyone else would put it uncovered in the driveway and HD said no returns. Once it’s there and I inspect the assembled framing I will draw out the roadbed on the sheets and her and her hubby will cut it out. Then my work really begins! Drawing out the slots and routing them will take time.

enjoy the day
 
Good Morning All. Mostly cloudy and 71° this morning. However if one checks the local Weather Underground about a mile away, this is what you get.

1690025645500.png


At least it's right about it's going to be much cooler today at 93°, but that -34° seems to be a bit out of line.

Expecting a visit from daughter #1, her hubby and granddaughter this evening to load up on some tomatoes, and then dinner at the local Italian place. She wold have had a better choice if she had come last week like I told her. I have since preserved about 35 lbs.

Out in the train shed yesterday, I performed the leg implant on the Longhorn cow. Had to trim to length and trim the shoe into more of a hoof shape, but she's happy.
IMG_0032.JPG

IMG_0036.JPG

She is happily grazing with her friends.
IMG_0037.JPG

Other than that, I moved some trains around for a while, and planted a couple more trees.

David - I would love to trade some of our hot weather for some of your seemingly endless rain.
Swal - While having to sell the stocks probably wasn't easy, the Market is definitely higher right now than in the last year and a half.
Tom O - Wow! They're really smacking you with all of the restrictions and fees on the 401k.
Patrick - Blossom End Rot in tomatoes can also be caused by too much water at the wrong time, usually just before a sudden heat-up in the weather.
Troy - Typically outswing French doors can leak. Although yours looks to have extra protection from the overhang above, and by being recessed a bit more.

Everyone have a great day and an awesome weekend
 
Morning all,

Working on getting some things done inside this morning. Finally finishing the cleanup on the 2nd bath, which I finished a month ago, did some more cut out work on the doll house I started a while back. I am marking pieces, cooked breakfast and cleaned the kitchen. Dishwasher still running. Still have laundry to get too, so I'd better get back to it before the knees tell me I'm done for the day.

Supposed to be back in the mid 90's today, moving back to the 100's for next week.

BBL
 


Good Morning All. Mostly cloudy and 71° this morning. However if one checks the local Weather Underground about a mile away, this is what you get.

View attachment 171897

At least it's right about it's going to be much cooler today at 93°, but that -34° seems to be a bit out of line.

Expecting a visit from daughter #1, her hubby and granddaughter this evening to load up on some tomatoes, and then dinner at the local Italian place. She wold have had a better choice if she had come last week like I told her. I have since preserved about 35 lbs.

Out in the train shed yesterday, I performed the leg implant on the Longhorn cow. Had to trim to length and trim the shoe into more of a hoof shape, but she's happy.
View attachment 171899
View attachment 171900
She is happily grazing with her friends.
View attachment 171901
Other than that, I moved some trains around for a while, and planted a couple more trees.

David - I would love to trade some of our hot weather for some of your seemingly endless rain.
Swal - While having to sell the stocks probably wasn't easy, the Market is definitely higher right now than in the last year and a half.
Tom O - Wow! They're really smacking you with all of the restrictions and fees on the 401k.
Patrick - Blossom End Rot in tomatoes can also be caused by too much water at the wrong time, usually just before a sudden heat-up in the weather.
Troy - Typically outswing French doors can leak. Although yours looks to have extra protection from the overhang above, and by being recessed a bit more.

Everyone have a great day and an awesome weekend
Willie, the fees are crazy. I wonder if they want us to pull it all? I was the first to retire from the company. Including my brother there are now 3 of us and he has no say any longer in the management of the 401k. We are not sure what to do. There is a good amount of money in there but no matter how we try to work it we pay the taxes. We are seriously thinking of biting the bullet and just pulling it all out.

I have a good friend who is a conspiracist and prepper. He says pull it all out and buy 50% gold and 50% silver and bury it in the back yard! Yep, really. We are not thinking of that…
 
Morning all! FLO, coffee and one of those breakfast sands that TOM ordered. It has been awhile, so how about a side of bacon to munch on with the sandwich? PLEASE

Locally weather site here today is forecasting 98 degrees today - so far this year we have not broken into the hundreds - but we will! I might add that we are 0.08 inches behind in rainfall for this "rain season". HA!

I spent the afternoon sorting "stuff" at the bank just in prep for if the bank shuts off the deposits from the Government before I have time to change the routing number - I still am having a rough time trying to fathom that 45-60 days for a change? My latest credit rating is 835 and I had just as soon keep it up there; there is a number of auto payments that come there each month: house, car, student loan, and the CC that I use for everything else. The Spousal Unit pays the utilities, insurance, medical prescriptions, and her cosmetics (got to keep her looking good as long as possible - LOL).

Speaking of the Spousal Unit - she and the daughter spent several hours sorting "stuff" in the garage in prep for (I think) several different sales as there is so much "stuff" from us and mostly her Mom's house. I may actually get use of my tools and I have a few things that need "fixing" on the house plus a couple things I want to build. After that most of my tools, saws, planner, and such will go on the "block" as well. It looks as if the daughter and G-sons will be with us for a while (possible divorce).
so, I will go back to my "roots" and construct a good sized Lionel layout - and they can help and play trains. Maybe I can score a couple converts from the electronic melay!

I shall return!
 
Good Morning All. Mostly cloudy and 71° this morning. However if one checks the local Weather Underground about a mile away, this is what you get.

View attachment 171897

At least it's right about it's going to be much cooler today at 93°, but that -34° seems to be a bit out of line.

Expecting a visit from daughter #1, her hubby and granddaughter this evening to load up on some tomatoes, and then dinner at the local Italian place. She wold have had a better choice if she had come last week like I told her. I have since preserved about 35 lbs.

Out in the train shed yesterday, I performed the leg implant on the Longhorn cow. Had to trim to length and trim the shoe into more of a hoof shape, but she's happy.
View attachment 171899
View attachment 171900
She is happily grazing with her friends.
View attachment 171901
Other than that, I moved some trains around for a while, and planted a couple more trees.

David - I would love to trade some of our hot weather for some of your seemingly endless rain.
Swal - While having to sell the stocks probably wasn't easy, the Market is definitely higher right now than in the last year and a half.
Tom O - Wow! They're really smacking you with all of the restrictions and fees on the 401k.
Patrick - Blossom End Rot in tomatoes can also be caused by too much water at the wrong time, usually just before a sudden heat-up in the weather.
Troy - Typically outswing French doors can leak. Although yours looks to have extra protection from the overhang above, and by being recessed a bit more.

Everyone have a great day and an awesome weekend
Good morning everyone! 85F here with a projected high of only 96F. Willie, feel free to send some of that arctic blast in Sanger down here.

Regardless doing indoor projects today including replacing a toilet seat (stupid builder grade).
 
Swal - While having to sell the stocks probably wasn't easy, the Market is definitely higher right now than in the last year and a half.
Willie they already took out the federal & state taxes on the sales let's see if I get any of that money back next year. I'm not politically connected so I'll be paying the full amount I'm responsible for.
Swal
 
Well, you're sliding the rear end out when yer cornering. Or your significant other is.

[Did you KNOW you married Danica Patrick?]
I drive for gas milage, not speed. I average 30.5mpg with this mid-size SUV. I did my rear brakes at 75,000 miles and still had a third of the pads left. The front brakes are original, 87,000 miles and still going. I don't drive hard. Race cars have sponsors who pay the bills, I don't.

My wife seldom ever drives and when she does, she drives slower than I do. If you see a dark blue Equinox on the road that takes off slowly and brakes gradually, that might be me. I'll likely be in the right or center lane.
If you're using the Equinox for your Amazon deliveries, it could be the "stuff" in the back is splaying the rear wheels out, causing the wear.
Amazon loads are light weight. Most packages are less than one pound. We never get more than fifty packages, usually ten to thirty packages. I've never had a load over 200lbs. Over 100lbs is exceedingly rare.

I haven't done grocery deliveries since I traded in my mini-cargo van. The last one I did was six bags and three cases of water to a third-floor apartment and no tip! Even with a good tip that is too much work for this old man.

A mechanic at the dealership told me I brake too lightly causing the rear brakes to grip more than the front. I said "ok".

I suspect it is the geometry of the rear. I think it's too much positive camber. The rear tires are worn from the outside in. The tires on the rear both wear the same. The dealer told me the four-wheel alignment is good. The tires say something else. When I checked the suspension, nothing had any play in it.

The Equinox has AWD, but I doubt I've used that a dozen times.
 


Good morning. Happy Saturday. Another lazy morning. 77° and sunny, going to 86°, with OK AQI.

Tom: FWIW, 401(k) plans might be a good way to save, but the participant is not who they were intended to benefit... In my case, I was restricted to Mutual Funds, and most of the funds available to me did not survive the debacle of 2008 - 2009. Fortunately, upon retirement, I cashed out of the employer plan, by rolling it over to a Self Directed IRA, and drew down from there. Financed us during the period until the wife was eligible to receive her RRA benefit, which is what we had planned on.

Thinking out loud, that may be a better alternative to fees or a big tax hit for cashing out of the plan.
 
Willie, the fees are crazy. I wonder if they want us to pull it all? I was the first to retire from the company. Including my brother there are now 3 of us and he has no say any longer in the management of the 401k. We are not sure what to do. There is a good amount of money in there but no matter how we try to work it we pay the taxes. We are seriously thinking of biting the bullet and just pulling it all out.

I have a good friend who is a conspiracist and prepper. He says pull it all out and buy 50% gold and 50% silver and bury it in the back yard! Yep, really. We are not thinking of that…
You should be able to do a rollover into a traditional IRA without any tax penalties. Once there, it's yours to do whatever you want. You will have to take a RMD (with taxes) when the time comes. It can be rolled into a Roth IRA, but then you have to pay the deferred taxes when you do the rollover.

EDIT: Looks like Joe says the same thing in different words. I did a rollover with mine just to reduce the number of accounts.
 
Troy - Typically outswing French doors can leak. Although yours looks to have extra protection from the overhang above, and by being recessed a bit more.

Everyone have a great day and an awesome weekend
Yep. That's what the installer said. He doesn't like the outswings and spent too much time and materials trying to get the one he did install out here weathertight. Now he does inswing only.

I'm all for energy savings. We just have to pivot the dining table that we hardly use over to set up against the wall length-wise instead of short end touching the wall. That gives us room to swing the door in and step out to go for a walk or use the pool.

Install is estimated to be in early Oct. He wants to do a Saturday so he can get a grandson to help with the installation. The problem is I'm out the first two Saturdays of Oct with gaming conventions. So it will be mid-Oct no matter when the door arrives...

In other news, I'm looking for evil snowmen and elf models to fit my "Nightmare B4 Yule" theme for the new army of night stalkers I'm building.
 
Good morning, all!

59F here under a smoky, supposedly blue sky. I was sweating when I walked the dog, and feeding the mosquito's in a big way.

He says pull it all out and buy 50% gold and 50% silver and bury it in the back yard!
TomO - I do very well in silver. I've been buying since 2012, and if I sell a silver collector, I usually do 2-3x the money. Especially wildlife themed.
Silver_07-22-2023.JPG

Silver and gold are tax free. I keep a few grand worth of silver hidden, just in case the world really goes to 💩.
 
Thinking out loud, that may be a better alternative to fees or a big tax hit for cashing out of the plan.
I had to cash out because this is what my lawyer told me to do. Put all the assets in my name only except for 30K which my wife can keep even if she is admitted into a nursing home. My lawyer says this is all legal because I'm a spouse not a relative. I cashed out only half because I was shocked at all the taxes I'd be paying and also they say the stock market is where all the crooked people keep their money.
Swal
 
TROY - Just be sure of which door you want to open and which way the swing is.
I replaced a sliding door on the house in NV and I wanted the left door to be the opening one for using.
The door company sent me outswing doors, then told me to keep them and they would send me replacements - which they did, but they reversed the way I wanted it to open.
I stuck it in anyway, but we were never thrilled with it - Inswing was the right door and we wanted it to be the left!
 


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