Running Bear's January 2026 Coffee Shop

ModelRailroadForums.com is a free Model Railroad Discussion Forum and photo gallery. We cover all scales and sizes of model railroads. Online since 2002, it's one of the oldest and largest model railroad forums on the web. Whether you're a master model railroader or just getting started, you'll find something of interest here.


Status
Not open for further replies.
Regarding the canceled cards and getting the new number. Besides the "grace period" type thing that was explained to me that can happen, AI told me the following when asked if banks update recurrent-payment chargers with new numbers automatically..

It does appear that at the Visa and MasterCard level it is possible to subscribe to a service that can help with recurrent payments -- those companies that regularly charge you with your permission. Based on this AI answer, it's not the bank (Chase or whatever) that updated the company (McAfee, Verizon, whatever) but Visa/MasterCard themselves through this service.


----
AI Overview



No, the issuing bank does
not automatically update your new, fraud-canceled card's details with merchants for recurring payments; you must manually update them, but many merchants use "Account Updater services" to get new card info from your bank, allowing some recurring charges to pass through, though you still need to update all saved cards and confirm with merchants. You must contact merchants directly to ensure subscriptions continue, as payments will likely fail if details aren't updated, potentially suspending services.
Why You Need to Act
  • Merchant Responsibility: The merchant is responsible for updating your card, not the bank, when your details change due to fraud.
  • Account Updater Services: Visa and Mastercard offer services for merchants to receive updated card numbers (like new expiration dates or CVCs) for authorized recurring payments, but this isn't universal.
  • Payment Failures: If a merchant doesn't use an updater service or if the service fails, payments will be declined, and your subscription could be canceled.
What to Do
  1. Contact Merchants: Call or log into your accounts for Netflix, Amazon, gym memberships, utilities, etc., and update your card information.
  2. Check Your Statement: Use your bank's app or statement to find where your old card was used for recurring charges.
  3. Update Digital Wallets: Don't forget Apple Pay, Google Pay, or other digital wallets.
  4. Confirm with Your Bank: Ask your bank if they have tools (like a "Card Manager") to show where your card is saved for recurring payments.
---
 
boogietrain94 said:
go cubs WOOOOOOO THIS IS OUR YEAR
Click to expand...
You could be right!

I have a pretty good feeling about this year as well, I will be watching with you as a die-hard Cubs fan!

Cubs convention starts Friday! 😀

1768427826455.png
 


chadbag said:
Regarding the canceled cards and getting the new number. Besides the "grace period" type thing that was explained to me that can happen, AI told me the following when asked if banks update recurrent-payment chargers with new numbers automatically..

It does appear that at the Visa and MasterCard level it is possible to subscribe to a service that can help with recurrent payments -- those companies that regularly charge you with your permission. Based on this AI answer, it's not the bank (Chase or whatever) that updated the company (McAfee, Verizon, whatever) but Visa/MasterCard themselves through this service.


----
AI Overview



No, the issuing bank does
not automatically update your new, fraud-canceled card's details with merchants for recurring payments; you must manually update them, but many merchants use "Account Updater services" to get new card info from your bank, allowing some recurring charges to pass through, though you still need to update all saved cards and confirm with merchants. You must contact merchants directly to ensure subscriptions continue, as payments will likely fail if details aren't updated, potentially suspending services.
Why You Need to Act
  • Merchant Responsibility: The merchant is responsible for updating your card, not the bank, when your details change due to fraud.
  • Account Updater Services: Visa and Mastercard offer services for merchants to receive updated card numbers (like new expiration dates or CVCs) for authorized recurring payments, but this isn't universal.
  • Payment Failures: If a merchant doesn't use an updater service or if the service fails, payments will be declined, and your subscription could be canceled.
What to Do
  1. Contact Merchants: Call or log into your accounts for Netflix, Amazon, gym memberships, utilities, etc., and update your card information.
  2. Check Your Statement: Use your bank's app or statement to find where your old card was used for recurring charges.
  3. Update Digital Wallets: Don't forget Apple Pay, Google Pay, or other digital wallets.
  4. Confirm with Your Bank: Ask your bank if they have tools (like a "Card Manager") to show where your card is saved for recurring payments.
---
Click to expand...
So chadbag I wasn't going to keep McAfee and since the service ended 02/20/26 when are they allowed to charge my debt card for the auto renewal payment. Would that be 02/20/26 the end date, 01/20/26 a month before the end date or when they charged it 01/12/26. Swal
 
santafewillie said:
disable the Auto Start-Stop
Click to expand...
Yeah, I don't like that either. When I bought my car, I did some research on how to disable it. There is a device that you can install at the disable switch. It acts like your finger when you turn the car on. Strangely, my car has a fault and the auto start stop doesn't work at all. I don't have to push the button, so my "broke" car is actually fixed.
 
NYC_George said:
So chadbag I wasn't going to keep McAfee and since the service ended 02/20/26 when are they allowed to charge my debt card for the auto renewal payment. Would that be 02/20/26 the end date, 01/20/26 a month before the end date or when they charged it 01/12/26. Swal
Click to expand...
So I don't know if there are laws governing how far in advance a recurring subscription charge can be charged to you. 6 weeks seems excessive to me. But I don't know. It may be spelled out in some fine print no-one reads in their terms and conditions.

In any case, I'd tell them you want to cancel as of 2/20/26 as was planned and they need to refund you back as you are canceling. If they complain just threaten to do a chargeback. They won't want that as those are expensive for them. The prior service was not over yet so you can cancel before the new term of service starts.
 
Kusojiji said:
Yeah, I don't like that either. When I bought my car, I did some research on how to disable it. There is a device that you can install at the disable switch. It acts like your finger when you turn the car on. Strangely, my car has a fault and the auto start stop doesn't work at all. I don't have to push the button, so my "broke" car is actually fixed.
Click to expand...
A lot of newer cars have a settings in some deep menu to turn that off or on I think. I'm pretty sure both our 2017 Volvo we used to have and our 2019 VW both have a setting. That would be the easiest.

My 2016 Audo PHEV, because of the way it works, you kind of want that feature. It may not go back on until you hit 40 again or whatever so if you are start/stop traffic the engine may never go back on and you stay in EV mode.
 


I've been looking around for cheaper virus protection software then McAfee's $162.00 a year. I went on the Norton site just to look around and about 15 minutes later Nortons virus protection software runs on my computer telling me my computer is infected with 28 viruses. While McAfee did a scan saying I have no viruses. Swal
 
chadbag said:
A lot of newer cars have a settings in some deep menu to turn that off or on I think. I'm pretty sure both our 2017 Volvo we used to have and our 2019 VW both have a setting. That would be the easiest.

My 2016 Audo PHEV, because of the way it works, you kind of want that feature. It may not go back on until you hit 40 again or whatever so if you are start/stop traffic the engine may never go back on and you stay in EV mode.
Click to expand...
I couldn't find any info on that for Suzukis. Dealer said it couldn't be set in the car's computer, which is probably the party line.

But, what we found out recently with my wife's car, is that if that circle A symbol starts flashing, that means that the auto start stop function is telling you that the computer senses an issue with either the starter or the starting battery. The car doesn't feel comfortable in stopping the engine if it thinks it won't be able to start it again and leave you stranded. I'm sure the dealer would have went with replacing the starter first, but I told them to change the battery since it is (was) over 6 years old. (yeah, I watch Eric O on the utubez).
 
I have my electric, gas and used to have my phone bills going directly to my mastercard with points. Never had an issue with it. And when I saw a charge that I didn't recognize and then pushed the wrong button on the website that actually cancelled my card instead of contesting it, I had to scramble to get my new card and get it registered with the utilities to get them going again. When I didn't make that happen in time, we had to pay that manually, so it seems that they couldn't continue to charge to a cancelled card, which it sounds like, was a good thing.
 
So I'm just now looking at my email and McAfee sends me an email telling me there going to take out the auto renewal payment. There 2 days late with their email. They should have sent me this email 2 days ago before they tried to take out the payment. If I received it, then I would have canceled and I would have gone through all this. Now they tell me if I stay with them, they'll give me $40% off the price they first quoted. Swal
 
DeaconKC said:
Aw no....I'm gonna have to give this site up...


I'm a Southsider....go Sox! Although I do love Wrigley Field, but it is a LOT safer wearing a Cardinal's ballcap there than a Sox one!
Good luck to us all this year.
Click to expand...
I like the Cardinals too I was in St Louis when they won the world series in 2011 I didn't know a city could party that hard. right as pujols hit that game winner our hotel when insane.
 
troyphoto said:
I wondered why I don't care about sports. This video sums it up quite well.

Click to expand...
I watched this a few days ago. It was interesting. I'm in the category of couldn't care less about sports. I do have "favorite teams" I might check up on once or twice in a season, but the results of it are in the "shrug, I don't care" category. I can, however, sit down and watch a game if I'm invited by others. I go to someone's house and they're watching, I can watch and enjoy it.

When I was a kid, through middle school, I actually loved sports and watched every week, had pennants on the wall, etc. But Once I got to around 13 years old the desire just went away.

Going live to a game in the stadium is different. I like that once in a while (like when I get free tickets). Being in the stadium live or in the arena is a fun experience. More so because you're with others and can enjoy the energy and camaraderie.

And there are a few things I don't mind watching in the Olympics (or used to, NBC coverage is so useless I don't care any more).
 
NYC_George said:
I've been looking around for cheaper virus protection software then McAfee's $162.00 a year. I went on the Norton site just to look around and about 15 minutes later Nortons virus protection software runs on my computer telling me my computer is infected with 28 viruses. While McAfee did a scan saying I have no viruses. Swal
Click to expand...
I don't use Windows but didn't M$ add in virus and malware protection natively in Windows? So you need a third party system?
 


chadbag said:
I watched this a few days ago. It was interesting. I'm in the category of couldn't care less about sports. I do have "favorite teams" I might check up on once or twice in a season, but the results of it are in the "shrug, I don't care" category. I can, however, sit down and watch a game if I'm invited by others. I go to someone's house and they're watching, I can watch and enjoy it.

When I was a kid, through middle school, I actually loved sports and watched every week, had pennants on the wall, etc. But Once I got to around 13 years old the desire just went away.

Going live to a game in the stadium is different. I like that once in a while (like when I get free tickets). Being in the stadium live or in the arena is a fun experience. More so because you're with others and can enjoy the energy and camaraderie.

And there are a few things I don't mind watching in the Olympics (or used to, NBC coverage is so useless I don't care any more).
Click to expand...
I can respect that sports aren't for everyone. People wonder why we scream at a TV knowing the team cant hear us its just one of those things if you know you know. that's like some gamers get mad and scream at video games. I am not one of those people but its the same kinda thing.
 
Status
Not open for further replies.




Affiliate Disclosure: We may receive a commision from some of the links and ads shown on this website (Learn More Here)

Back
Top