Morning All,
Posting early today due to Dad's Cat Scan at VA this afternoon. Started out in the train room by assembling the 2-bay window/cupola then attaching the sub-roof and finally the walking area that travels the length of the cabin.
On the subject of money, my parents felt that children had no right to be involved with family finance discussions. Based on that I made plenty of my own mistakes as an adult.

MOH and I have worked hard to pay off our debt over the years. I truly believe that credit is legalized slavery because it can take away your future.
Talked to
Phil today and he and Deb are doing well.
Thank you for the photo likes.
Chad- Your house is really starting to look like a house.
Chet- More excellent layout photos.
Jaz- Great modeling and very true words.
Todd/Willie- That is great news about saving parts of
Chet's layout.
Joe- Thank you. For some reason when you mentioned walking on the beach, I had a flashback to this:
View attachment 162066
I hope everyone has a good night.
I agree credit,easily leads to debt as you buy the item and pay the interest on top, and horrific penal9ties if you default,cheaper to save regularly and buy for cash,discipline yourself for an item like a car can be an issue but saves you masses, I have always told my kids to go without, buy secondhand,if necessary, we lost a house and once in the housing market again we overpaid the mortgage massively until we were debt free.
the problem with credit cards they are only useful if you finances are good,a steady income,savings in case, they do offer extra insurance,and if the seller rips you off you can let the credit card company fight the fight often upto 100 pounds is automatically covered, but get into arrears and the interest which is often 33 percent can sink you fast,
I own clothes 40 years old,if it has a hole or a rip I use it outside gardening or cleaning animals,I keep my best for best, we have a really nice Italian leather suit, but the cushion on the threee seater has worn,I just put a matching black throw on it,and an arm has sagged so I add cushions I paid a lot of cash for it 27 years ago the other two pieces are as good as new, in the picture a duvet cover on a summer weight duvet, I like my monies worth
we bought good wood furniture second hand same time 27 years ago, all but one piece are still in good condition, there’s even a couple of 80 year old plus pieces hanging around, unit with the wolf 1940s even has the original sales ticker on the back, a 1920/30s unit has been nibble by a long departed chinchilla…oops he nibbled between the cage wires, and we did not notice for ages…ooops
my tiger avatar originated 40 years ago, I did an update 15 years ago
the coffee table under the chess set second hand 27 years ago
lord of the rings chessset bought for my kids cheap 20 years ago but I never let them use it as a toy, undamaged gell I still have the box and the cardboard chess layout lol
the dried flowers a Mother’s Day present to my mum, several years before she died, she has been dead 32 years so likely 35 years old
the 2 turquoise Chinese jars I bought one for my mum she scoffed the ginger inside so I bought a second which I kept but gave her the ginger,now I have both I think I bought from a health shop likely Holland and Barrett,
although this fireplace is now gone the stainless steel bar on the bottom hid the fact the stone was heat cracked
top shelf chewed lol
i still have a wool rug which moths got at I treated it asap but it cost a pretty penny, and I really like it, I do often visit items before I buy them though
my home might not suit a lot of people, but I buy stuff I like, and look after it, usually.
oh the clock I think I said my grandad was a dustbin man it was thrown out from a posh house 1980s but not popular and only worth a couple of hundred, I also have a number of broken damaged items from my mum, she had a couple from her mum lol, damaged they might be but they have family history. to me the association to people I love/d is stronger than having something new and shiny. I also have a book fetish, we have a LOT of bookshelves lol
people often get in debt needing the latest new fashion item, even my train layout is an investment, once retired if strapped for cash, I will sell bits off.
Still over the years I have been asked by people to weather kit, I could likely make an income from weathering a load of my layout or painting cheap models
sorry I meant to do thumbnails and just automatically hit full image…doh.