Running Bear's December 2023 Coffee Shop
- Thread starter bnsf971
- Start date
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Who does this math?
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- Status
migalyto
Well-Known Member
Yeah!! The days start getting longer from here! Thats always a plus, unfortunately we don't notice it till mid-January.
rgeiter
Conrail Quality
No damage, just a lot of stinky mud! This is at my work place. (An amusement park)
santafewillie
Same Ol' Buzzard
Good Morning All. Cloudy and 57°. Happy Winter Solstice. Rain is still in the forecast for today, Saturday and Sunday. The NWS has removed it from tomorrow's forecast. Highs at or above 70°. Cold front on Christmas Day, but no rain. It will probably hit freezing on Monday night and then warm up from there.
I took a break from holiday prep yesterday, and tilled the rest of the garden, then went over the whole thing again going down to the max 8" that my tiller can do. For me, early spring planting is just 6 weeks away. Soil is in great condition right now. I tilled in a 3" layer of leaves and another 1" of compost. If things are dry enough in mid-January, I'll add another 1"-2" of aged wood chips and whatever grass clippings I have available. The grass clipping pile is about a yard and a half right now. Yep! I generally have to do some mowing even in winter. Anything that loosens up my heavy clay soil helps. Even if it is not raining, I won't be outside doing tasks today as holiday prep continues.
Meanwhile, today is the weekly grocery trek day. The list is no shorter despite the fact that we will be having meals elsewhere for 3 of the next 7 days. We have to bring stuff. Saturday is my family's get together with most of my siblings and all of their 2nd and 3rd generation offspring. Just 47 people this year; 17 others cannot make it. As genealogy would have it, I am now the Patriarch of the family (have been for 19 years). It's no longer a sit-down meal as we can no longer borrow tables and chairs from the church. I am supplying 12 lbs of meat and slider rolls for the bunch. Wife is making 2 dozen deviled eggs, (so is a niece), and she has been making cookies and pies all week long. I did have to rent 25 folding chairs from the events center. Me and my 3 local siblings rotate hosting the holidays, Easter, Thanksgiving and Christmas; I host at one of my 2 daughters homes rather than burden everyone with the long trek. Plus my house won't hold 47 people! I get a bye next year, my next assignment will be Easter 2025.
I did make a short appearance out in the train shed yesterday. The cemetery project is too involved to tackle before the holidays, so I looked at some small resin kits from the long defunct NuComp Miniatures company. I dug them out during a recent sweep of the under-layout storage shelves.
I selected the tool shed as I thought that I could complete it in less than an hour. But it wasn't going to happen. While it seems simple enough, it turned out to be a bit more work.
First, some of the parts were warped.
And the door was too narrow for the opening.
The wall with the door was too wide for the base, so it had to be trimmed.
A patch was added to the back of the door, and vertical bracing/gluing edges were added.
The base was good for eliminating the warpage at the bottom, but the front wall required a much stouter .125"x.125" stiffener.
That's where I left it for the next session.
I don't currently have a location in mind for it on the layout, but there are a number of places that it will fit in easily, both space-wise and scene-wise.
Chris - Enjoy your time off work. As a retired person, I no longer get vacations or days off.
Terry - My company never had a gift exchange, too many people for it to be practical. But we got a $25 "turkey" bonus every year for 43 years. Except one year we got actual frozen turkeys!
David - The new street looks awesome. That's an aspect of the hobby that I find quite enjoyable; along with many other aspects. The towns over across the pond can be quite interesting.
I fully understand the slower pace these days.
Tom O - Good luck with the eminent domain case. My late friends family fought theirs and in the end, after the legal fees, they received considerably less than the highway department had offered them initially! They didn't do their math homework very well.
Grizzled - Wow! Sorry to read about your wife's misfortune. I'll add her to my prayer list.
Hughie - I didn't realize that Classic Metal Works did N scale vehicles as well. Their HO scale ones look great and while not the most reasonably priced ones on the market, are decent enough.
Some notable birthdays today, late musician/composer Frank Zappa would have been 83 today had he not passed from cancer. Hanoi Jane is 86 and is still protesting something.
Everyone have a great day.
I took a break from holiday prep yesterday, and tilled the rest of the garden, then went over the whole thing again going down to the max 8" that my tiller can do. For me, early spring planting is just 6 weeks away. Soil is in great condition right now. I tilled in a 3" layer of leaves and another 1" of compost. If things are dry enough in mid-January, I'll add another 1"-2" of aged wood chips and whatever grass clippings I have available. The grass clipping pile is about a yard and a half right now. Yep! I generally have to do some mowing even in winter. Anything that loosens up my heavy clay soil helps. Even if it is not raining, I won't be outside doing tasks today as holiday prep continues.
Meanwhile, today is the weekly grocery trek day. The list is no shorter despite the fact that we will be having meals elsewhere for 3 of the next 7 days. We have to bring stuff. Saturday is my family's get together with most of my siblings and all of their 2nd and 3rd generation offspring. Just 47 people this year; 17 others cannot make it. As genealogy would have it, I am now the Patriarch of the family (have been for 19 years). It's no longer a sit-down meal as we can no longer borrow tables and chairs from the church. I am supplying 12 lbs of meat and slider rolls for the bunch. Wife is making 2 dozen deviled eggs, (so is a niece), and she has been making cookies and pies all week long. I did have to rent 25 folding chairs from the events center. Me and my 3 local siblings rotate hosting the holidays, Easter, Thanksgiving and Christmas; I host at one of my 2 daughters homes rather than burden everyone with the long trek. Plus my house won't hold 47 people! I get a bye next year, my next assignment will be Easter 2025.
I did make a short appearance out in the train shed yesterday. The cemetery project is too involved to tackle before the holidays, so I looked at some small resin kits from the long defunct NuComp Miniatures company. I dug them out during a recent sweep of the under-layout storage shelves.
I selected the tool shed as I thought that I could complete it in less than an hour. But it wasn't going to happen. While it seems simple enough, it turned out to be a bit more work.
First, some of the parts were warped.
And the door was too narrow for the opening.
The wall with the door was too wide for the base, so it had to be trimmed.
A patch was added to the back of the door, and vertical bracing/gluing edges were added.
The base was good for eliminating the warpage at the bottom, but the front wall required a much stouter .125"x.125" stiffener.
That's where I left it for the next session.
I don't currently have a location in mind for it on the layout, but there are a number of places that it will fit in easily, both space-wise and scene-wise.
Chris - Enjoy your time off work. As a retired person, I no longer get vacations or days off.
Terry - My company never had a gift exchange, too many people for it to be practical. But we got a $25 "turkey" bonus every year for 43 years. Except one year we got actual frozen turkeys!
David - The new street looks awesome. That's an aspect of the hobby that I find quite enjoyable; along with many other aspects. The towns over across the pond can be quite interesting.
I fully understand the slower pace these days.
Yes! They seem to be naming every snow/rain/wind event here in the states lately. I do remember when only hurricanes had names!
Tom O - Good luck with the eminent domain case. My late friends family fought theirs and in the end, after the legal fees, they received considerably less than the highway department had offered them initially! They didn't do their math homework very well.
Grizzled - Wow! Sorry to read about your wife's misfortune. I'll add her to my prayer list.
Hughie - I didn't realize that Classic Metal Works did N scale vehicles as well. Their HO scale ones look great and while not the most reasonably priced ones on the market, are decent enough.
Some notable birthdays today, late musician/composer Frank Zappa would have been 83 today had he not passed from cancer. Hanoi Jane is 86 and is still protesting something.
Everyone have a great day.
TLOC
Well-Known Member
Good morning from a surprisingly filled house in So. Central Wisconsin. The son showed up just prior to noon yesterday after his drive in from Austin.
He presented us with 8#s of the most mouth watering smoked pastrami imaginable. From the smokers at Pieous in Dripping springs, Texas. It was a grand feast later in the evening. I made 2 loaves of a French bread called Boule de Pain which is round and has a crunchy crust with a soft interior. I hadn’t made it in years but it was requested by the daughter. A dark rye was requested by the son but was a total failure and I still don’t understand what happened but it didn’t work out. I also made 3 loaves of Terry and my favorite, pumpernickel. I made a total of 9 loaves with 2 fails. 2 loaves of Italian Ciabatta will be eaten today. We ate 3 loaves kept one and 1other went home with guests. The son in law smoked 12 chicken breasts and an 6# ham. We had scalloped potatoes (french fries for me and the 4 kids) and there were veggies that I ignored! It’s rare I have FF‘s but it’s the holidays…
Yesterday was smoked foods, later today is Italian at the daughter’s. Terry made Minestrone and Zappa Toscana soups Wednesday for today. I have not been informed what the meats are but sit down is at 4
Besides the son why is the house full? I was surprised by the door bell ringing and go to answer it. One of Brian’s good friends and the only one from high school that still lives in Wisconsin was there with family. A nice reunion for him and sort of for us. For the last 3 Summers of high school they were usually on the lake together along with whatever female companions they could entice to the water. Every weekend there seemed to be different companions! Boy they had fun and drove Terry and I nuts at time, but 20 years later they r still the best of friends. They stayed the night. Then to top it off one of the daughter’s friends and former business partner appeared with family but I knew they were coming. They also stayed the night. So a good time for all.
The daughter and friend are creating breakfast but Terry and I will miss it
Today at 8am, we will meet with our attorneys. At 9 we have a hearing on the second eminent domain filing against some of our property. While our lead attorney has not been the most encouraging about this latest filing there are things we can do to make it more expensive for the Town but possibly also for us. His claim yesterday though is any part of a settlement we agree upon will include our attorney costs. I want to believe him but I am skeptical. Off to battle we go
He presented us with 8#s of the most mouth watering smoked pastrami imaginable. From the smokers at Pieous in Dripping springs, Texas. It was a grand feast later in the evening. I made 2 loaves of a French bread called Boule de Pain which is round and has a crunchy crust with a soft interior. I hadn’t made it in years but it was requested by the daughter. A dark rye was requested by the son but was a total failure and I still don’t understand what happened but it didn’t work out. I also made 3 loaves of Terry and my favorite, pumpernickel. I made a total of 9 loaves with 2 fails. 2 loaves of Italian Ciabatta will be eaten today. We ate 3 loaves kept one and 1other went home with guests. The son in law smoked 12 chicken breasts and an 6# ham. We had scalloped potatoes (french fries for me and the 4 kids) and there were veggies that I ignored! It’s rare I have FF‘s but it’s the holidays…
Yesterday was smoked foods, later today is Italian at the daughter’s. Terry made Minestrone and Zappa Toscana soups Wednesday for today. I have not been informed what the meats are but sit down is at 4
Besides the son why is the house full? I was surprised by the door bell ringing and go to answer it. One of Brian’s good friends and the only one from high school that still lives in Wisconsin was there with family. A nice reunion for him and sort of for us. For the last 3 Summers of high school they were usually on the lake together along with whatever female companions they could entice to the water. Every weekend there seemed to be different companions! Boy they had fun and drove Terry and I nuts at time, but 20 years later they r still the best of friends. They stayed the night. Then to top it off one of the daughter’s friends and former business partner appeared with family but I knew they were coming. They also stayed the night. So a good time for all.
The daughter and friend are creating breakfast but Terry and I will miss it
Today at 8am, we will meet with our attorneys. At 9 we have a hearing on the second eminent domain filing against some of our property. While our lead attorney has not been the most encouraging about this latest filing there are things we can do to make it more expensive for the Town but possibly also for us. His claim yesterday though is any part of a settlement we agree upon will include our attorney costs. I want to believe him but I am skeptical. Off to battle we go
TLOC
Well-Known Member
Willie, this second round is not a good thing. The 1st go around we won because of total incompetence by the filing parties that the judge embarrassed at the original hearing. While he tossed the case and he awarded a joke of a fine along with our Attorney fees he did not dismiss the case in a way that would have prevented a refiling. The Town refiled and we pushed for an expedited case which the judge allowed. This is it…Good Morning All. Cloudy and 57°. Happy Winter Solstice. Rain is still in the forecast for today, Saturday and Sunday. The NWS has removed it from tomorrow's forecast. Highs at or above 70°. Cold front on Christmas Day, but no rain. It will probably hit freezing on Monday night and then warm up from there.
I took a break from holiday prep yesterday, and tilled the rest of the garden, then went over the whole thing again going down to the max 8" that my tiller can do. For me, early spring planting is just 6 weeks away. Soil is in great condition right now. I tilled in a 3" layer of leaves and another 1" of compost. If things are dry enough in mid-January, I'll add another 1"-2" of aged wood chips and whatever grass clippings I have available. The grass clipping pile is about a yard and a half right now. Yep! I generally have to do some mowing even in winter. Anything that loosens up my heavy clay soil helps. Even if it is not raining, I won't be outside doing tasks today as holiday prep continues.
Meanwhile, today is the weekly grocery trek day. The list is no shorter despite the fact that we will be having meals elsewhere for 3 of the next 7 days. We have to bring stuff. Saturday is my family's get together with most of my siblings and all of their 2nd and 3rd generation offspring. Just 47 people this year; 17 others cannot make it. As genealogy would have it, I am now the Patriarch of the family (have been for 19 years). It's no longer a sit-down meal as we can no longer borrow tables and chairs from the church. I am supplying 12 lbs of meat and slider rolls for the bunch. Wife is making 2 dozen deviled eggs, (so is a niece), and she has been making cookies and pies all week long. I did have to rent 25 folding chairs from the events center. Me and my 3 local siblings rotate hosting the holidays, Easter, Thanksgiving and Christmas; I host at one of my 2 daughters homes rather than burden everyone with the long trek. Plus my house won't hold 47 people! I get a bye next year, my next assignment will be Easter 2025.
I did make a short appearance out in the train shed yesterday. The cemetery project is too involved to tackle before the holidays, so I looked at some small resin kits from the long defunct NuComp Miniatures company. I dug them out during a recent sweep of the under-layout storage shelves.
View attachment 178376
View attachment 178377
View attachment 178378
I selected the tool shed as I thought that I could complete it in less than an hour. But it wasn't going to happen. While it seems simple enough, it turned out to be a bit more work.
View attachment 178379
View attachment 178380
First, some of the parts were warped.
View attachment 178381
And the door was too narrow for the opening.View attachment 178382
The wall with the door was too wide for the base, so it had to be trimmed.
View attachment 178383
A patch was added to the back of the door, and vertical bracing/gluing edges were added.
View attachment 178384
The base was good for eliminating the warpage at the bottom, but the front wall required a much stouter .125"x.125" stiffener.
View attachment 178385
That's where I left it for the next session.
I don't currently have a location in mind for it on the layout, but there are a number of places that it will fit in easily, both space-wise and scene-wise.
Chris - Enjoy your time off work. As a retired person, I no longer get vacations or days off.
Terry - My company never had a gift exchange, too many people for it to be practical. But we got a $25 "turkey" bonus every year for 43 years. Except one year we got actual frozen turkeys!
David - The new street looks awesome. That's an aspect of the hobby that I find quite enjoyable; along with many other aspects. The towns over across the pond can be quite interesting.
I fully understand the slower pace these days.
Yes! They seem to be naming every snow/rain/wind event here in the states lately. I do remember when only hurricanes had names!
Tom O - Good luck with the eminent domain case. My late friends family fought theirs and in the end, after the legal fees, they received considerably less than the highway department had offered them initially! They didn't do their math homework very well.
Grizzled - Wow! Sorry to read about your wife's misfortune. I'll add her to my prayer list.
Hughie - I didn't realize that Classic Metal Works did N scale vehicles as well. Their HO scale ones look great and while not the most reasonably priced ones on the market, are decent enough.
Some notable birthdays today, late musician/composer Frank Zappa would have been 83 today had he not passed from cancer. Hanoi Jane is 86 and is still protesting something.
Everyone have a great day.
kbkchooch
Verified Human
Tom, best of luck fighting city hall! Give em hell!!
Bill Tidler Jr.
Retired N&W/NS Signalman
Good morning!
Depot Bluffton Ohio (LE&W/NKP).
Depot Bluffton Ohio (LE&W/NKP).
ctclibby
Well-Known Member
Good Morning All!
38F @ 90% and cloudy. Has been raining since my last post. Guess no white for Christmas. Well, that could change as I know where I live.
Birthday was a blast. I had free drink chips stacked up in front of me and I tried my best to deal with them. When we went for dinner, I shoved them around the bar for others to enjoy. We both had prime rib for dinner which was mighty tasty. She had a Margarita and I a 7/7 of which I did not need. Maria says I staggered across the parking lot to the motel - probably. Did not feel to bad the next day until about noon, then it all came crashing down and I did nothing but make sure the recliner was held down proper.
Day before yesterday was bust. Maria was not feeling very good and did nothing but sleep. Think that she was hitting close to being dehydrated and was not drinking enough water. She found Gator Aid and that made her feel better. I puttered around from about 0500 to 1500 and got tired of not being able to talk to *somebody*. Cats and Dogs were all there at my feet, they just don't carry on a good conversation! So down to the bar for some social'izn. Did nothing yesterday - did not even turn on the computer. Can't wait for 'tiz the season' to get over.
Off to Bonner's Ferry today for that grocery trek. Wanted to get to Kalispell to pick up a whole ribeye of which 6 inches of it is to be Christmas dinner. Decided to just get something from BF and deal with that. Kalispell is 200ish miles round trip, BF is 90ish round trip. Will do Kalispell after New Years. Also need Pork Rib for BBQ'n and maybe another whole Sirloin. Have a whole Strip Steak in freezer still so won't get that.
Only 3 of us here for Christmas so it should be a pretty slow day. Dau Jordan is in Missoula just getting back from Oklahoma visiting her SO's parents. Her car decided to die just as they were pulling into the Missoula Airport. When she got back she took it for repair. $650 later for a 'bad' radiator. Hmmm, not my call. Apparently Chan's parents hit a big jackpot at the local casino in OK.City and gave each of the kids a roll of hundred $ bills. She did not say how many, but the car got fixed. We are now trying to get her to dump the car after fixing as she has had nothing but problems with it. Think it is an 08 Subaru and will probably be better as a down payment vs selling it outright. Would like to see her get something 8 years old or newer. College town Missoula does not have good prices for anything so we will see what shakes out.
Later!
38F @ 90% and cloudy. Has been raining since my last post. Guess no white for Christmas. Well, that could change as I know where I live.
Birthday was a blast. I had free drink chips stacked up in front of me and I tried my best to deal with them. When we went for dinner, I shoved them around the bar for others to enjoy. We both had prime rib for dinner which was mighty tasty. She had a Margarita and I a 7/7 of which I did not need. Maria says I staggered across the parking lot to the motel - probably. Did not feel to bad the next day until about noon, then it all came crashing down and I did nothing but make sure the recliner was held down proper.
Day before yesterday was bust. Maria was not feeling very good and did nothing but sleep. Think that she was hitting close to being dehydrated and was not drinking enough water. She found Gator Aid and that made her feel better. I puttered around from about 0500 to 1500 and got tired of not being able to talk to *somebody*. Cats and Dogs were all there at my feet, they just don't carry on a good conversation! So down to the bar for some social'izn. Did nothing yesterday - did not even turn on the computer. Can't wait for 'tiz the season' to get over.
Off to Bonner's Ferry today for that grocery trek. Wanted to get to Kalispell to pick up a whole ribeye of which 6 inches of it is to be Christmas dinner. Decided to just get something from BF and deal with that. Kalispell is 200ish miles round trip, BF is 90ish round trip. Will do Kalispell after New Years. Also need Pork Rib for BBQ'n and maybe another whole Sirloin. Have a whole Strip Steak in freezer still so won't get that.
Only 3 of us here for Christmas so it should be a pretty slow day. Dau Jordan is in Missoula just getting back from Oklahoma visiting her SO's parents. Her car decided to die just as they were pulling into the Missoula Airport. When she got back she took it for repair. $650 later for a 'bad' radiator. Hmmm, not my call. Apparently Chan's parents hit a big jackpot at the local casino in OK.City and gave each of the kids a roll of hundred $ bills. She did not say how many, but the car got fixed. We are now trying to get her to dump the car after fixing as she has had nothing but problems with it. Think it is an 08 Subaru and will probably be better as a down payment vs selling it outright. Would like to see her get something 8 years old or newer. College town Missoula does not have good prices for anything so we will see what shakes out.
Later!
TLOC
Well-Known Member
Well, good news and we’ll see type of news.
Greeted personally at the office door by one of the attorneys on the case and she had a wonderful smile unusual for a usually dour person. We have an offer of settlement. A decent one at 1st glance.
A few things. We have till 3PM Friday 12/21, tomorrow to accept or deny the offer. The attorney fees are not mentioned and it’s for much more of the property than they are using for the road construction and in the case filings. It includes the house but not the stables. There is no mention of a counter offer.
So based on the quick review meeting with the attorneys to get a counter offer in we have to deny the offer and offer a counter by Friday at 3.
I know the Town does not have the money for this offer. So it is coming from the big software company that the road expansion is for. The hearing has been rescheduled to next Wednesday. Terry and I know from surveys and recent appraisals what the land is worth now and projected when our investment plans are completed. Number crunching time as while I still want to fight, Terry wants it resolved. I think though a counter offer is a fight and Terry understands that.
Greeted personally at the office door by one of the attorneys on the case and she had a wonderful smile unusual for a usually dour person. We have an offer of settlement. A decent one at 1st glance.
A few things. We have till 3PM Friday 12/21, tomorrow to accept or deny the offer. The attorney fees are not mentioned and it’s for much more of the property than they are using for the road construction and in the case filings. It includes the house but not the stables. There is no mention of a counter offer.
So based on the quick review meeting with the attorneys to get a counter offer in we have to deny the offer and offer a counter by Friday at 3.
I know the Town does not have the money for this offer. So it is coming from the big software company that the road expansion is for. The hearing has been rescheduled to next Wednesday. Terry and I know from surveys and recent appraisals what the land is worth now and projected when our investment plans are completed. Number crunching time as while I still want to fight, Terry wants it resolved. I think though a counter offer is a fight and Terry understands that.
Morning all. A relatively mild 37 here in SE Wisconsin. A green/brown Christmas it shall be! Got to get myself a haircut today or tomorrow, along with the dentist on Friday. Got to pick up the rib roast for Christmas dinner. Most everything is wrapped up and under the tree. Most of it is for the Grandkids. We'll probably get scolded for buying them too much, to which I'll say: "You didn't read your contract did you?" 
The last two diners are nearly finished. They need spot repair and touch up in some finish areas that got damaged during final assembly and handling, and I'm waiting on the diaphragms to show up. They're always dead last anyway. They'll need painted. Coach Yard ships them silver, which makes an excellent primer for any color.
Getting the interiors in was an exercise in patience. The worst part was the kitchen in the green car. I ended up having to install a floor in it for a uniform surface for glue to grab, and a clear styrene front to rest against the car side while the glue dried. I ended up using silicone caulk to get the kitchen in, for its stickiness, the ability to move things a bit to get them in final position, and a faster curing time than canopy glue. The venetian blinds are decals from Circus City Decals. They were fitted with Intermountain ball bearing wheelsets for easy rolling. I'll be testing them at the club tonight.
The last two diners are nearly finished. They need spot repair and touch up in some finish areas that got damaged during final assembly and handling, and I'm waiting on the diaphragms to show up. They're always dead last anyway. They'll need painted. Coach Yard ships them silver, which makes an excellent primer for any color.
Getting the interiors in was an exercise in patience. The worst part was the kitchen in the green car. I ended up having to install a floor in it for a uniform surface for glue to grab, and a clear styrene front to rest against the car side while the glue dried. I ended up using silicone caulk to get the kitchen in, for its stickiness, the ability to move things a bit to get them in final position, and a faster curing time than canopy glue. The venetian blinds are decals from Circus City Decals. They were fitted with Intermountain ball bearing wheelsets for easy rolling. I'll be testing them at the club tonight.
Patrick
What, me worry?
Morning all,
Last minute busy as people want things before we leave for the day. Looks like rain off and on over the next 5 days. It was warmer this morning than when I went to bed. Currently 54° going for 60° later.
Got a letter from my bank about how much the house payment will be for the next year. While the principal and interest part doesn't really change, the escrowed taxes and insurance does. The letter stated they needed $85 less per month, Next day we get a revised letter stating they erred and need $85 more per month. Figures, after taxes and increase to my state pension fund, that $85 per month about removes and extra money I would have ordinarily seen. Can't seem to get ahead. I'd pay the stupid house off, but when I earn more money in a CD than I'm paying in interest on the house, it doesn't make financial sense.
Glad to hear, although still a mess.
Terry: Hope everything with them is finally done.
BBL
Last minute busy as people want things before we leave for the day. Looks like rain off and on over the next 5 days. It was warmer this morning than when I went to bed. Currently 54° going for 60° later.
Got a letter from my bank about how much the house payment will be for the next year. While the principal and interest part doesn't really change, the escrowed taxes and insurance does. The letter stated they needed $85 less per month, Next day we get a revised letter stating they erred and need $85 more per month. Figures, after taxes and increase to my state pension fund, that $85 per month about removes and extra money I would have ordinarily seen. Can't seem to get ahead. I'd pay the stupid house off, but when I earn more money in a CD than I'm paying in interest on the house, it doesn't make financial sense.
Glad to hear, although still a mess.
Terry: Hope everything with them is finally done.
BBL
chadbag
Well-Known Member
Especially when taxes and insurance, the drivers of the "increased" payment, would still be there.
Last year I got a notice from Rocket that said "Oh by the way you were $$1300 short in your escrow account. We paid the difference for you so you can either cut us a check or add $xxx to your mortgage payment for the coming year." I cut the check. This year I have a surplus of $1,800 and change. Go figure!
Who does this math?
troyphoto
Snarky Old Fart (in training)
Well, howdy there internet peeps.
It's troy with some good news, bad news.
Good: I have less bankruptcies than the former Mayor of NYC
Bad... Imma taking these, along with Zinc and Vit C... and maybe some rum... Not sure where it was hiding, but my wife's sore throat from a month ago finally attacked me.
It's troy with some good news, bad news.
Good: I have less bankruptcies than the former Mayor of NYC
Bad... Imma taking these, along with Zinc and Vit C... and maybe some rum... Not sure where it was hiding, but my wife's sore throat from a month ago finally attacked me.
PRR Modeler
Well-Known Member
Afternoon All,
The current temp is 70F (sorry David). I spent the morning doing chores so after lunch I headed to the train room. Today I did some thinking about the braking details then with a pin vise drilled 12 holes for hand grabs (one car) using a #78 bit. Of course, I needed the magnifying visor to do it, so I was done after one car.
Troy- That was interesting about what goes into narration. I didn't realize it was so involved. I hope you feel better.
Bill- Nice photo. I think I've seen this one in person. It's by Lima, OH if I remember correctly (years ago).
Todd- Everyone deserves an overindulgence once in a while.
TomO- I hope everything works out for you and Terry.
Alan- Very nice-looking cars.
David- That sounds like something Wells Fargo would do.
I hope everyone has a good night.
The current temp is 70F (sorry David). I spent the morning doing chores so after lunch I headed to the train room. Today I did some thinking about the braking details then with a pin vise drilled 12 holes for hand grabs (one car) using a #78 bit. Of course, I needed the magnifying visor to do it, so I was done after one car.
Troy- That was interesting about what goes into narration. I didn't realize it was so involved. I hope you feel better.
Bill- Nice photo. I think I've seen this one in person. It's by Lima, OH if I remember correctly (years ago).
Todd- Everyone deserves an overindulgence once in a while.
TomO- I hope everything works out for you and Terry.
Alan- Very nice-looking cars.
David- That sounds like something Wells Fargo would do.
I hope everyone has a good night.
moermusic
Well-Known Member
had to research that size, kinda tinnie. I just got a kit of 10 mini bits: 0.3 - 1.2 mm #78 comes close to the .4 mm & /or .016 inch
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