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4. The engine only uses the power it needs. It will not draw more amps than needed. I could have 100 amps on the track and it would not effect the motor, the motor will still pull the amps it needs. How do I know this, because I work in the engineering department for a company that purchases motors to make pumps, and I have talked to motor vendors. Having a higher horsepower motor does not help you, if the load is low, as the motor is than oversized and it will only use what it needs, the other power is just being wasted.
5. Now volts on the other hand will increase the PRM of a DC motor. Having more volts will increase the speed, however having too many can cause the motor to overheat and damage.
6. I just ran a test between my DCC Digitrax DCS51 at full throttle which means the computer is telling the engine to use all 13.8V. It took the train 61 seconds to travel 44 feet of track. Next I disconnected the DCC transformer, and plugged in my 15VDC train transformer. At 15V the train only took 42 to 43 seconds to travel 44 feet.
So what does this all mean. A simple 1.2 Volt difference makes a train ~34.5% faster/more powerful. This means that the train can pull more cars and go up steeper grades.
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True, a motor only draws amperage on the basis of load demand. However, as your amperage rises, and the volts stay constant, the motor will heat up....not because of the voltage but because the ratio of amps to voltage is too high. For a given amperage draw, as you raise the voltage the motor will want to cool somewhat initially. The motor does not get hot from voltage since voltage is not a measure of 'work'. Instead, amperage is directly related to work, and since a motor is not a perfect machine, and does not drive one further down the drivetrain, it will give off heat.
That said, as you raise the voltage, the motor will want to speed up. If you keep all other conditions to which you subject the motor equal, as you raise the voltage the motor will want to draw the amps it needs to effect the change of speed. This necessarily means heat buildup. Decoders are known to get hot. Some get too hot. Those that are poorly ventilated and placed in cramped spaces will be bathed in heat. Heat kills electronics. That is why your decoders should be able to take the maximum amperage possible and keep running because when they get involved in a short, and the system is a bit slow to detect it and shut down power to the rails, usually in milliseconds, the full rated amperage of the system will course through the decoder nearest the short. That is, in hard shorts, the decoder will get fried more quickly that is poorly designed and poorly ventilated.
The 13.8 volts you mention...that's lots for most locomotives in HO, whether DC or DCC, to move a decent consist at track speed, although it does vary with the condition and characteristics of the drivetrain and running gear. Agreed, even more voltage should help such a drivetrain to move along more smartly. However, decoders have Configuration Variables, or CV's, that govern every behaviour, one being its maximum voltage to the motor. That is commensurate with maximum speed, and is resident in CV5. CV6 is the mid-voltage setting for the throttle. If your current setting for CV5 is only allowing 13.8 volts to get to the motor, maybe that is actually a limiting factor for that particular motor, as slow as it unfortunately is. It might be worth doing a factory reset of the decoder and then seeing how fast it moves at max throttle. If it is the same, and gearing is not especially low in it, then I guess something else must be going on..a dud motor? If it moves about as quickly as it did when you measured its performance during DC testing, then you have your answer...CV5 was set low.
BTW, you can get the more powerful 5 amp system, which is the same as the one I use. However, no one HO decoder is ever going to use more than 2 amps. When it does, it will be drawing its maximum rated draw, and you can expect it to perform impressively if for a short period of time. I would expect it to shut itself down thermally within a minute or two at most, and that's only if it is working well as per design. One of the tests for a decoder is to hold it down onto the rails with just enough force to allow the wheels to spin slowly at max throttle and use a ramp meter to see what amperage is running. Most HO decoders are at or just under 2 amps.