I received 3 emails ( paypal ) . Wishiknew how to post them . One of them even said I set up auto payments to them , the restaurant !
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If you've paid with a credit card, payment is in full unless there's a tick box saying you'll pay in instalments, and a confirmation email from the seller (did you get one from the seller?) would refer back to your credit card/Bank, not a PayPal account you don't have,
Honestly, speak to your bank in the morning, they may have an explanation, but I doubt that, if not, cancel the transaction and your card, there are too many inconsistencies here for this to be a simple glitch or seller error, to my thinking, it feels very dodgy, I'd rather be safe than sorry (and broke)
You could also still buy the item by using one of their distributors, at least that would keep it local to you, but when I went on their website I couldn't find anything Kato related, and only a few items from Noch, Airfix and Hornby
It's possible someone may have cloned the real Slot Car Union website, check the web address I've posted against the one you used, which I suspect as you only paid $£93 for a DCC-ready Kato with all the lighting features, isn't that a bit cheap for one of those, I know NIB is around double that.