Colorado Midland Modeler
Proudly modeling the CM, MT & SL in HO Scale
Buying used is what I do for both locos and rolling stock. Sometimes it takes some patience to find what you want at the right price in good condition, but I find the effort worthwhile. You can get stuff even less expensive if you don't mind something that needs a few repairs. I've scored some pretty good stuff that way. I'll give a good example. This brass beauty only cost me about $50 when most go for around $300.Buy used.
Either on eBay or, better yet, from the HO swap list:
The reason it was about $50 is because it looked like this when I got it. But, it was something I wanted and was well worth fixing.

